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First Mortgage

A first mortgage is the primary lien registered on title of a property.

The first mortgage is paid before any other mortgage lien on the property. Usually, the loan is used to purchase the property.

Rates	From 8.99%
Loans Starting From	$100K – $2.0 Million
Lender Fee	2.5% – 3%

Second Mortgage

A second mortgage is registered on title of a property after a first mortgage.

Borrowers use additional mortgage financing to consolidate high interest debt into a single payment and lower rate, they also use it for financing other projects like a home renovation or start a business.

Rate	From 11.99%
Loans Starting From	$50K – $500K
Lender Fee	2.5% – 3.5% (min. $2,500)

Private (Non-Bank) Residential Mortgages

Loan to Value	Up to 70%
Term	Up to 12 months
Amortization	Interest only